Being a one(ish) income household, I adopted a cash envelope system for household expenses earlier this year. I believe Dave Ramsey promotes a simlar system–but for your entire budget. Basically, I dole out a certain amount of cash either weekly or (preferrably) monthly, and that’s my budget come hell or high water. It’s a great way to keep yourself in check if you notice (as i did) that you are spending way more than you should on silly crap. (or the fabric store…*blush*) As we are trying to pay down some debt, this is a great way to put the credit cards out of commission and pay them off.
Anywhoozles, the paper envelopes I was using just kept getting trashed, and it seemed silly to keep replacing them. Until I saw a picture on pinterest that changed my world. Fabric envelopes with a little clutch for them all. I loved this idea, not only for the strength of it, but also that i could take whatever envelope I needed and just put it in my fold up wallet and I KNEW it wouldn’t slip out since it was fabric against fabric. PERFECT.
It took me a couple tries, but eventually this is what i came up with:
The labels are simply muslin with iron-on labels i printed up. But you could also sew on a vinyl covered material patch that you could write on too.
And the cute clutch to hold them all:
I only have five envelopes at present, but i’m sure more will be made as my categories change (ie. right now I have a “gift giving” envelope in use, but will be empty come january…). And I made this all from my scrap stash, but I am inspired to possibly make these for sale in matchy-matchy quilter’s cottons. There are a few sellers on Etsy who make these, and charge a pretty penny as well…